Leasing- A Smart Option for New and Used Equipment

In need of new equipment, but not ready to use all your capital to purchase it? 
Leasing is a GREAT solution.  Why you ask?

Not only does leasing help you conserve your cash, it also ensures that you don't wind up paying for equipment that becomes obsolete or unsuited for your needs. And think about this: if you need the equipment only for a short time or special project, leasing saves you the hassle of having to be both a buyer and, then later, a seller. 
Mazuma Capital will work on crafting a lease to help minimize your federal income tax liability, maximize your accounting objectives and customize cash-flow solutions to your budget.  Our Associate Structuring Group has expertise in all these areas and will help guide you to the best structure for your situation.

• Tax oriented leases “true or guideline” leases
• Non-tax oriented leases
• Loan, conditional sales contracts, balloon, and other purchase option structures
• Operating leases
• Lease facilities
• Sale & lease back options
• Step up/step down leases
• Seasonal leases
• Differed payment options
• Bundled lease products
• Non-tax operating leases, and other tax/GAAP products

From technology and medical equipment to renewable energies, leasing is a great option. There's no limit to the type of equipment available for leasing. Even a one-person operation can lease equipment. Unlike loans, leases do not require a down payment. You're required to pay for the use of the equipment during the lease term. You may also be responsible for routine maintenance and other costs as well. When the lease expires, the equipment goes back to the leasing company, you can opt to purchase however you choose to complete your obligation.
Lease payments are considered an expense that you deduct from your business income, just like any other expense.

Flexibility is another leasing feature. If customers or the competition demand that you always have the latest technology, a short-term lease can help you get what you need and keep your cash in other uses. Another plus is that most leasing companies offer lease-to-own plans if you determine that purchasing the equipment is in the best interests of your business.
The Equipment Leasing and Financing Association, a trade group of leasing companies and financial services companies, has a special section that explains the basics of leasing at its website, elfaonline.org. You'll also find guidance on leasing options and benefits, loan/lease differences, leasing terminology.

Mazuma Capital is a national direct lender, financing $100K-$10MM transactions. 
Mazuma Capital offers amazing vendor services and broker programs as well. 
Contact Mazuma at info@mazumacapital.com 801-816-0800

CFOs Cautiously Optimistic About 2011- Leasing Provides Great Options For Purchasing

According to Barrons.com it seems most CFO's are cautiously optimistic about the coming year and how the Economy will play out (http://blogs.barrons.com/stockstowatchtoday/?mod=BOL_hpp_stw)
Some of the largest concerns we see lingering are CFO's trying to find cash to pay for items as they plan for new purchases. The danger in using existing bank/credit lines or current cash can be detrimental if an emergency arises, or as our economy lie in a state of limbo. So what can CFO’s do now in planning for those much needed purchases??

Now more than ever it is time for CFO's to look towards leasing options for new equipment purchases.  With the uncertainty of the economy more businesses are looking at the benefits of leasing. Mazuma Capital can help you make the best choice for you and your company. Some of the many reasons clients have chosen to lease their capital equipment from Mazuma Capital are:

• Obtain a fixed rate of capital
• Ability to match the stream of payments with the useful life of /revenue generated from the equipment
• Flexibility as to the deployment and use of equipment
• Equipment management and replacement strategy
• Preferential tax and accounting treatment
• Deploy cash to more vital areas such as payroll, M&A, inventory, etc vs. into a depreciating asset
• Avoid or eliminate technological obsolescence
• Access to an inexpensive cost of capital

Whether you’re a fortune 500 NYSE company with the goal of maximizing ROE and EPS, or a large insurance company looking to convert some of your non-admitted assets into cash for capital and surplus benefits, it is important to find a leasing structure that lends to the success of your financial goals. 

From health care and HIPPA compliance to GAAP and SAP it is important to have a team of experts on your side when choosing your options.  Mazuma collectively takes over 100 years of leasing experience when crafting flexible leasing options for you.  With so many rules, governance, and changes there are no guarantees that there is always a solution, but rest assured that we will exhaust all of our resources in an attempt to satisfy your objectives.